The clear, opinionated guide to forming your first LLC.

No upsells. No legalese. Just the exact steps, fees, and forms — researched by attorneys and CPAs, updated quarterly, free to read forever.

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State guides published
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Researched articles
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Founders helped yearly
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The providers behind our state guides.

Every service below has been through our filing process, support tests, and pricing audit at least once before it's cited in a state guide.

The LLC formation services we've actually used.

Every service below was tested with a real filing, timed end-to-end, and graded against the same rubric. No paid placements — just what worked, what didn't, and who we'd recommend for whom.

The step-by-step playbooks new owners ask for most.

Plain-English walkthroughs for the parts of LLC ownership that don't get explained well anywhere else — from the first filing to the annual obligations no one warned you about.

What makes an LLC the right structure for most founders.

A Limited Liability Company sits between a sole proprietorship and a corporation — giving you legal separation from your business without the overhead of a board, shareholders, or formal meetings.

It's the structure 73% of new U.S. businesses choose in their first year. Here's why.

Read the full primer

Liability Shield

Your personal assets — home, car, savings — stay separate from business debts and lawsuits.

Tax Flexibility

Choose pass-through, S-Corp, or C-Corp taxation — adapt your structure as your business grows.

Instant Credibility

Banks, vendors, and clients take you seriously when "LLC" is in your business name.

Simple Structure

No board, no shareholders, no annual meetings — just one document and a yearly state filing.

How every guide on this site gets made.

The reason our state guides hold up: each one runs through a four-stage process before publication, and gets re-verified on a 90-day cycle to keep up with state law changes.

01

Source from the originals

Every fee, deadline, and form comes straight from a state Secretary of State portal, IRS publication, or current statute — never from competitor blogs.

Step 1
02

Verified by practitioners

Each guide is reviewed by a licensed attorney or CPA in the relevant jurisdiction before publication.

Step 2
03

Tested in the real portal

Where possible, our editors walk through the actual state filing portal and capture current screenshots — not stock images from five years ago.

Step 3
04

Refreshed every 90 days

Fees and deadlines change. We re-audit every state guide quarterly and stamp the latest "Reviewed" date at the top of each article. No stale advice.

Step 4

Common questions, straight answers.

The questions we get asked most by first-time LLC owners. No legalese — just the practical answers you'd give a friend.

Don't see your question?

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How much does it cost to form an LLC?

State filing fees range from $40 (Kentucky) to $500 (Massachusetts). Most states fall between $100–$200. On top of that, you may pay for a registered agent ($100–$150/year) and an annual report filing ($0–$300/year, depending on your state).

Do I have to form my LLC in the state where I live?

For most small businesses, yes — forming in your home state is simpler and cheaper. "Delaware LLCs" make sense for venture-backed startups, but for a typical small business, registering out-of-state usually means paying fees in two states.

Can I form an LLC by myself, or do I need a lawyer?

You can absolutely DIY it. Most states have online filing portals that walk you through the process in under 30 minutes. A lawyer becomes worth it only if you have multiple members, unusual ownership splits, or complex tax planning needs.

How long does it take to get an LLC approved?

Online filings are typically approved in 1–7 business days depending on the state. Florida and Wyoming are among the fastest (often 1–3 days). California, New York, and Texas trend slower (5–10 days). Expedited processing is available in most states for an additional fee.

Do I need an EIN if I'm a single-member LLC?

Not strictly — single-member LLCs without employees can use the owner's SSN. But getting an EIN is free, takes 10 minutes on the IRS website, and lets you open a business bank account and avoid sharing your SSN with vendors. Recommended for almost everyone.

What's the difference between an LLC and a sole proprietorship?

A sole proprietorship is the default — if you're earning money without forming an entity, you're already one. The key difference is liability protection: with a sole prop, your personal assets are at risk if the business is sued or defaults on debt. An LLC creates a legal separation between you and the business.